Why Bank of England Mortgage?

Bank of England Mortgage proudly serves the entire USA. For more than 100 years, we have been lending nationally and funding loans using our own resources. We utilize in-house tools to help Realtors grow their customer base and close loans quickly.

At Bank of England Mortgage, we take pride in being there when our borrowers need us, day and night. Our mission is to deliver total value to our customers. This means competitive price, HASSLE-FREE service, extensive product knowledge, and a friendly helpful attitude.

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Loan Programs


  • Credit Flexible

  • Great Rates and Low Monthly Mortgage Insurance

There are countless reasons why an FHA loan might be right for you, but here at Bank of England Mortgage, we believe that these four features are what really sets FHA loans apart.


We make qualifying for a large loan straightforward, fast, and easy. At Bank of England Mortgage, our specialty is funding the dream of homeownership - no matter the size of the loan or dream - for that matter.


  • Flexibility

  • Save Your Money

Whether you are building, buying, or refinancing your home, a renovation loan allows you to add a room, remodel, and upgrade.


  • Let Your Home Take Care of You

  • Borrowers age 62+

Reverse mortgages were created specifically for senior homeowners, allowing them to make the most of the equity they have acquired in their homes.


  • No Down Payment

  • Finance up to 100%

A home loan from the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, is a mortgage loan offered to rural property owners by the United States Department of Agriculture.


  • Affordable, easy-to-understand

  • Long-term insurance-free

Bank of England Mortgage offers affordable, easy-to-understand VA Home loans in recognition of the contributions and sacrifices veterans have made for America.

Vacation/Second Home

  • Fixed, adjustable, and interest-only options

  • Identify your ideal mortgage

Get your Bank of England vacation home mortgage loan and make your dreams a reality - backyard barbeques and sunsets by the lake.

Down-Payment Assistance

  • Subsidize costs

Eligible borrowers may receive up to $15,000 in some counties. Borrowers who have not owned property in the past 3 years may be eligible.


  • No re-qualification

  • No Second appraisal

esigned for manufactured, modular, and stick built housing, this program offers an all-in-one financing option for construction, lot purchase, and permanent mortgage funding with one closing.


Buyers can use a conventional mortgage to purchase a one- to four-unit home, a condominium, modular or manufactured home as a primary, secondary or investment property.

We also offer Auto Loans, Debt Consolidtion, and Home Improvement Loans through LightStream

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