Construction Loans

Why worry about re-qualifying or incurring additional costs? Designed for manufactured, modular, and stick built housing, this program offers an all-in-one financing option for construction, lot purchase, and permanent mortgage funding with one closing. The permanent loan is closed before construction begins

Program Benefits

• Up to 96.5% LTV through FHA or 100% through VA (not including funding fee)
• No payments due from borrower during construction
• No re-qualification once construction is complete
• Single closing reduces total costs

Financing Eligibility

• Available through FHA & VA
• A minimum qualifying credit score
• 15 and 30 Year Fixed Rates available
• 1 Unit Single Family Residences, Doublewide and Triplewide Manufactured Homes and Modular Homes permitted